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Bay
Cove/Center House Benefit Sheet
Insurance Plans
Health - Eligible employees are covered under the Blue Cross Blue Shield Health Plan.
Bay Cove contributes 60% of the Enhance Value Plan and the same dollar amount of the other two plans. After one year of employment the company will then pay 70% of the Enhanced Value Plan and the same dollar amount of the other two options. Employees are eligible for medical insurance after 90 days. Part-time employees working 20 or more hours per week are eligible with
pro-rated agency contribution. Coverage
is available on both Individual and Family basis. PLEASE NOTE: You may receive your new health care card in the mail prior to your actual eligibility date, but your benefits are not covered until the 90th day of your employment with Bay Cove. Dental - Optional, employee pays 100% of the group rate
cost of the Delta Dental Plan. Employees
are eligible to join on the 25th day of the month after hire. Coverage is available on both Individual and
Family basis. Long Term Disability - An insurance program that
protects against loss of earnings while disabled on a long term basis. It provides 60% of average week's
wages. This plan is paid for fully by
Bay Cove/Center House. Employees are
eligible for enrollment two years from date of hire. Short Term Disability - Optional life and disability
insurance, for regularly scheduled employees working 20 or more hours. Employee pays 100%. Life Insurance - Group term life insurance is
provided free of cost in an amount equal to annual salary after you have been employed for two years. After 10 years of service, you will receive
twice your yearly salary with a cap of 250K. Accidental Death and Dismemberment - This
insurance which is provided along with life insurance, is also cost free to the
employee. It provides insurance up to
annual salary with a cap of $50K for death or dismembering injuries arising
from accidental means. Vacation
Vacation is credited semi-annually on the 6th
month and yearly anniversary of employment according to the following schedule: Year
of service after
6 months after 12
months total Year 1 5 days 10 days 15
days Year 2 10
days 10
days 20 days Year 3 11
days 11
days 22 days Year 4 12
days 12
days 24 days Year 5 13
days 13
days 26 days Year 6 14
days 14
days 28 days Year 7 and beyond 15
days 15
days 30 days
Holidays
Bay Cove/Center House celebrate 11 paid holidays per year New Year's Day Patriots
Day Labor Day Thanksgiving
Day Martin Luther King Day Memorial
Day Columbus
Day Christmas Day Presidents Day Independence
Day Veterans Day Sick Time
Accrued one day per month, beginning immediately, with no
cap. Retirement Savings Plan
A 403(b) Tax Deferred Annuity plan (TDA) is available with
no waiting period. The plan is 100%
employee paid, through payroll deduction on a pre-tax basis. After you have been employed two years, the
agency will provide a match. Other Services
Direct Deposit - Employee may choose to have
payroll checks deposited directly into their bank accounts. T Pass - We will purchase your T pass and deduct the
monthly cost in weekly installments. Dependent Care Expenses - Can be paid for with
pre-tax dollars through payroll deduction. Credit Union - The Metropolitan Credit Union
offers a variety of financial services.
You can use payroll deduction for many transactions. Mass Buying Power - Discounts on cars, appliances,
etc. BuyAmerica Benefits - Additional discounts available at www.buyamericabenefits.com Computer Training Classes $500 Tuition Reimbursement Benefit Employee Referral Bonus - up to $500 |